Frugal Homesteading Blog

My most recent mortgage statement for our rental property (originally our primary residence)  included the annual escrow review, and I was surprised to see that they projected a shortfall between the escrow expenses (taxes, insurance, and allowable reserve) and my monthly escrow deposits. In fact, the difference was such that the mortgage company was raising [...]

We’ve progressed tremendously on our debt snowball since I first posted about using the debt snowball method to get out of debt. When we started using this method to pay off debt (very important for living a frugal, homesteading lifestyle), we owed more than $44,000 to banks, credit card companies, private student loans and a [...]